The City of North Bend has been notified by the Department of Homeland Security’s Federal Emergency Management Agency (FEMA) that it will retain its current Class 5 Rating in the National Flood Insurance Program (NFIP) Community Rating System (CRS).
The City’s proactive floodplain management practices have secured this rating, allowing residents to qualify for a 25% discount on flood insurance premiums for most NFIP policies issued on or after October 1, 2025.
“North Bend’s Class 5 rating reflects our city’s strong commitment to proactive floodplain management, which significantly increases community resilience and public safety,” said Public Works Director Mark Rigos.
Mayor Mary Miller acknowledged the efforts of city staff and the floodplain consultant in maintaining the Class 5 rating, emphasizing that it aligns with the City Council’s ongoing dedication to public safety and reducing flood insurance costs for residents.
“I commend you on your community actions and your determination to lead your community to be more disaster-resistant. This commitment enhances public safety, property protection, and protects the natural functions of floodplains, and reduces flood insurance premiums,” said CRS Coordinator William H. Lesser.
With nearly half of North Bend located within the Special Flood Hazard Area (100-year floodplain), including the entire downtown corridor, participation in the NFIP is essential for community sustainability. The City exceeds NFIP minimum requirements by actively engaging in the CRS program, providing financial relief for approximately 600 homeowners with NFIP policies. The Class 5 rating results in an average annual savings of $311 per policyholder, totaling around $150,000 in collective savings citywide each year.
By retaining its Class 5 rating, North Bend prioritizes flood resilience, public safety, and financial relief for its residents, ensuring that the community remains well-prepared and protected against future flood risks.
